The Beauty of a Cash Balance Plan
Insights for med spa owners looking to accelerate their retirement savings and take advantage of tax deduction opportunities
Building a Financially Successful and Personally Fulfilling Business
Starting and growing a business can be both exhilarating and overwhelming as you put your ideas in motion and work to build a viable enterprise.
Balancing Personal and Business Finances as a Med Spa Owner
One of the biggest challenges for any business owner is aligning your personal finances with your professional goals.
Economic Outlook: Update
If you’re an optimist, earnings season was broadly encouraging for investors. Companies did better than their lowered expectations and held to the view that trends remain better than feared.
Quick Comment on the Looming Debt Ceiling Crisis
The US government hit the ceiling on its ability to borrow money in January, and since that time it has used special accounting maneuvers to pay its obligations.
Technology Solutions for Aging Loved Ones
Consumer markets have seen a flood of new devices and services which can help improve our quality of life as we age.
Inside The 3Rs Analysis of Business Success
Myths and legends might be among the reasons that business owners try to operate as if their business and personal finances are separate.
Want to Start a Side Business? Begin by Dropping the Ball
Do you dream of starting your own business or side hustle, but feel like you never have enough time? If you’re nodding your head yes, I can assure you you’re not the first woman to feel that way.
Business Owners: Have You Planned for Your Succession?
Most entrepreneurs envision working forever. The thought of giving up control and putting yourself second in the queue is challenging. But passing the baton to future leaders is a critical part of business success.
Why Entrepreneurs Should Think Twice About Target Date Funds
If you are a busy business owner in the prime of your life juggling finances, career and family – kids of your own plus aging parents – parking your liquid assets in a Target Date Fund (TDF) might look like the simplest investment solution to set it and forget it.
Perspective on Last Week
Here’s our read on the stability of the financial system, the status of the fight against inflation, and the outlook for the economy. We recognize there are many moving parts, making assessments difficult.
Small Business Owners Looking to Save Big Might Consider Cash Balance Plans
Cash balance plans are a hidden gem for high-income business owners who’d like to boost their retirement savings while lowering their tax bill.
Our Quick Take on the Failure of Silicon Valley Bank
Over the weekend, our research team actively monitored the fallout of the failure of Silicon Valley Bank, the second-largest bank failure in US history.
Pete the Cat, the Entrepreneur?
If you’ve raised or are raising young children, you’re probably familiar with more children’s books and television shows than you ever thought possible.
Money Minded Kids
If you want your child to graduate from high school financially literate, it’s up to you to teach them the fundamentals. But how exactly do you raise a money-minded kid, and what’s the best age to start? Whether you’re trying to keep up with a toddler or track down your teen, here are some tips that can last their lifetime.
Are You an Entrepreneur or a Small Business Owner?
The terms entrepreneur and small business owner are often used interchangeably, and understandably so. Often, each is responsible for a vision and enterprise greater than themselves. Yet there are key differences between the two that may be more important than you think. Why?
How Millionaires Approach Financial Planning
When it comes to having conversations about money, every family is different. Some families are very transparent about their finances, while others take a more discreet approach. Unfortunately, there isn’t a script for talking to your kids about money.
Can You Take Your Child’s 529 to the Moon?
For the early stages of a child’s life, new parents often focus on vital needs: health, shelter, and safety. That’s why baby shower wish lists are filled with adorable onesies and BPA-free baby bottles.
Soft Landing for the Economy?
Since last March, the Fed has raised rates more aggressively than at any point in the past forty years. The latest economic data shows that the economy is slowing materially without causing rising unemployment—an impressive feat and begging the question, has the Fed done enough?
Is the 60/40 Portfolio Dead?
Last year was a challenging one for the 60/40 portfolio—a traditional investment strategy that invests roughly 60% of your assets in stocks and 40% in bonds.
Everything Old Is New Again: A Look at Financial Markets Against the Backdrop of A Christmas Story
You’re probably familiar with the old adage “everything old is new again.” Indeed, we’ve witnessed surprising revivals of fashion trends, hairstyles, and even pop music over the years. But this year’s return of the holiday classic A Christmas Story is making many people feel exceptionally nostalgic—especially those of us who grew up in the 1980s.
Asking for 529 Plan Contribution Gifts
For gift giving occasions like birthdays and holidays, it’s always fun to give kids the latest gadget or toy, but shiny new toys only last so long. If you’re looking for the perfect long-lasting solution and a gift that keeps on giving – look no further. This holiday season ask your loved ones to get your child a 529 plan.
Will the Fed Overshoot?
Last week’s better-than-expected inflation report brought relief to markets. Both stocks and bonds rebounded as investors anticipated that the Fed won’t have to be as aggressive in raising rates to tame runaway prices.
Recession Ahead? Here’s the Latest View from the Capital Markets
Is a recession coming? We are getting that question a [...]