Must-Have Financial Documents to Have on Hand
With warmer weather around the corner, many are turning their attention to spring cleaning. Too often, people forget to get their financial house in order as well as their physical home. As part of your annual spring cleaning routine, finding and organizing financial documents now can save a lot of time and energy later when you may need them in short order – especially in
How Much a DIY Approach to Your Financial Plan Really Costs
Let’s say you have the time, skill set and desire to tackle your own financial plan. After all, who knows the financial future of your dreams better than you? Investors today have more tools and resources at their disposal than ever, making it entirely possible to DIY financial plans. One key consideration that often gets overlooked, however, is how much the decision to take a
Market Insights: Our Outlook for Rising Rates
Is inflation upon us? Since early February, the yield on the 10-Year Treasury jumped from less than 1% to over 1.5% on Friday—a big surge in a short time frame. Alongside this increase, inflation expectations now top 2.5%, the highest level since BEFORE the Great Financial Crisis of 2008 over 12 years ago. The Federal Reserve Bank is saying it is not yet alarmed by
Emergency Funds: Why You Need One & How to Build It
It falls in the category of “things you know you should do but seem like they can wait.” If 2020 taught us anything, it’s that being prepared for the unexpected needs to be a priority for everyone, regardless of life stage or career. Even high income earning households with comfortable cash flow need to anticipate life’s curve balls. It may seem like a daunting prospect,
7 Ways to Protect Your Money from Fraudsters
It could happen to any of us. We’ve all felt that moment of panic when your purse or wallet goes missing. Whether accidentally left behind or outright stolen, a missing wallet is a major headache. But today’s world of cyber scammers and dark web hackers make it more critical than ever to be super diligent when unwinding a missing wallet. Take heed of the cautionary
How the Rules of Photo Composition Apply to Financial Planning
First, a confession: I am that guy who likes to stop the car while on a trip for the scenic overlooks and the ridiculous road signs. I’ve been drawn to capturing the beauty of nature and curious locations for years. Photography is a hobby of mine and recently, I became curious about improving my skills so I began to look for ways to think creatively